Money does crazy things to people, but you can prevent those bad things from happening to you when you need cash right now. There are three easy things you can do every time you’re broke that will put the cash back into your account and get you back on your feet. Between loans, odd jobs, and selling some of your stuff you’ll be able to get everything you need. It’s easier than you think, and in this post I ‘ll show you how it works.
Most people simply get a cash advance when they need money quickly. This will definitely get the cash that you need, but they’re expensive and have to be paid back on your next payday, which can lead to you being just as broke then! That’s not to say that you shouldn’t check out your options, but use them as a last resort. Cash advances are normally in the $250-$500 range, so if you don’t need a lot of cash, this could be the right solution. The key is to not abuse them. As soon as you start relying on them, you’re going to end up in a monster amount of debt!
The thing that helps me the most when I need money right now is to hit up family members to see if there is any work I can do for them. I can normally land a babysitting job or cleaning their house, and I’ll leave with cash in hand. The reason that I prefer this is that my family respects the fact that I’m willing to work for the money instead of just asking if I can borrow it from them.
Selling stuff is another great way to earn money quickly. Pawn shops are best when you need money today, but if you have more time to work with use Craigslist. There you will be able to name your own price and get a lot more for your stuff. It takes more work, but it’s definitely worth it if you have the time.
Cash advances are great, but should be used as your last resort. You’ll be much better off if you don’t have to pay anything back. Try the last two choices first, or ask your local bank for a personal loan, and you’ll be much more successful in the long run.